How To Close SBI Credit Card

Closing a credit card account can be a difficult decision to make, but it’s sometimes necessary to help manage your finances or to protect yourself from fraud. If you’re looking to close your State Bank of India (SBI) credit card, there are a few steps you’ll need to take to ensure the process goes smoothly. In this article, we’ll walk you through the process of closing your SBI credit card, including what to expect, how to notify the bank, and what to do if you run into any issues. Whether you’re looking to cancel a credit card with a balance or one that you haven’t used in a while, the process for closing an SBI credit card is similar.

SBI Credit Card Customer Care Number

1860 500 1290 Also To contact SBI, please call 1800 1234 (toll-free), 1800 11 2211 (toll-free), 1800 425 3800 (toll-free), 1800 2100(toll-free) or 080-26599990. In the country, all landlines and mobile phones can access toll free numbers.

How To Close SBI Credit Card

To close an SBI credit card, you can follow these steps:

1. Call the customer service number 1860 500 1290 on the back of your credit card to speak with a representative.
2. Inform the representative that you would like to close your credit card account.
3. Provide the representative with your credit card information, including the card number and account holder’s name.
4. Confirm that you have no outstanding balance or unpaid dues on the account.
5. Request for a confirmation letter for your records.
6. Cut your card and destroy it.

Alternatively, you can also visit the branch in person and submit a written request to close your card.

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How to close sbi credit card by sms

To close an SBI credit card via SMS, you can follow these steps:

1. Type the message “CANCEL ” and send it to 5676791.
2. SBI will send a confirmation message to you, asking for your confirmation.
3. Reply with “YES” to confirm the cancellation.
4. Once the card is cancelled, the bank will send a confirmation message and your card will be blocked within 24 hours.

Note: This process is only for cancelling the card, to completely close the account you need to make sure that you have no outstanding balance or unpaid dues on the account and contact the customer service number or visit the branch in person to submit a written request for the same.

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How to close sbi credit card by email

To close an SBI credit card by email, you can follow these steps:

1. Write an email to the customer service email address provided on the bank’s website.
2. Include your credit card information, including the card number and account holder’s name, in the email.
3. Request to close your credit card account in the email.
4. Confirm that you have no outstanding balance or unpaid dues on the account.
5. Request for a confirmation letter for your records.
6. Attach any necessary document like ID proof, address proof, etc
7. Wait for a confirmation email from the bank, which will include instructions on what to do next.
8. Once you receive the confirmation from the bank, cut your card and destroy it.

Note: Emailing your request to close the account could take more time than calling or visiting the branch in person, as the bank needs to verify the authenticity of the request through the mail.

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How to close sbi credit card in online

To close an SBI credit card online, you can follow these steps:

1. Log in to the SBI official website with your login credentials.
2. Go to the credit card section of the website.
3. Select the option to close or cancel your credit card.
4. Provide the required information including your credit card number, account holder’s name, and other personal details.
5. Confirm that you have no outstanding balance or unpaid dues on the account.
6. Submit the request and wait for the bank’s confirmation.
7. Once you receive the confirmation, cut your card and destroy it.
8. You should also get the confirmation letter on your registered email.

Note: If you are having any difficulty while doing the above steps, you can contact the customer service number and they will assist you in closing the account.

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How to close sbi credit card emi

To close an SBI credit card EMI, you can follow these steps:

• Call the customer service number 1860 500 1290 on the back of your credit card to speak with a representative.
• Inform the representative that you would like to close your credit card EMI account.
• Provide the representative with your credit card information, including the card number and account holder’s name.
• Confirm that you have no outstanding EMI balance or unpaid dues on the account.
• Request for a confirmation letter for your records.
• If you have any pending EMI’s on your account, pay the remaining amount before closing the account.
• Once the EMI is closed, the bank will send a confirmation message and your EMI account will be closed.

Alternatively, you can also visit the branch in person and submit a written request to close your EMI account.

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How to close sbi credit card loan online

To close an SBI credit card loan online, you can follow these steps:

1. Log in to the SBI official website with your login credentials.
2. Go to the credit card section of the website.
3. Select the option to close or cancel your credit card loan.
4. Provide the required information including your credit card number, account holder’s name, and other personal details.
5. Confirm that you have no outstanding balance or unpaid dues on the loan account.
6. Submit the request and wait for the bank’s confirmation.
7. Once you receive the confirmation, pay the remaining loan amount, if any.
8. You should also get the confirmation letter on your registered email.

Note: If you are having any difficulty while doing the above steps, you can contact the customer service number and they will assist you in closing the loan account.

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How to close sbi credit card by app

To close an SBI credit card by using the SBI mobile app, you can follow these steps:

1. Download and install the SBI mobile app on your device, if you haven’t already.
2. Open the app and log in with your credentials.
3. Go to the credit card section of the app.
4. Select the option to close or cancel your credit card.
5. Provide the required information including your credit card number, account holder’s name, and other personal details.
6. Confirm that you have no outstanding balance or unpaid dues on the account.
7. Submit the request and wait for the bank’s confirmation.
8. Once you receive the confirmation, cut your card and destroy it.
9. You should also get the confirmation letter on your registered email.

Note: If you are having any difficulty while doing the above steps, you can contact the customer service number and they will assist you in closing the account.

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Format 1: Credit Card Close Application

To close your SBI credit card, you will need to submit a written request to the bank. Here is a sample application letter format you can use as a guide:

[Your Name]
[Your Address]
[City, State ZIP Code]
[Email Address]
[Phone Number]

[Date]

The Manager
[SBI Branch Name]
[Branch Address]
[City, State ZIP Code]

Subject: Request to Close SBI Credit Card

Dear Sir/Madam,

I am writing to request the closure of my SBI credit card account with the following details:

Card Number: [Card Number]
Cardholder Name: [Your Name]

I have been using this credit card for a while, but I have decided to close it as I no longer require it. I have also cleared all outstanding dues on the card and have received a confirmation of the same from your customer service department.

I request you to kindly close my credit card account and confirm the same in writing. I also request you to send me a final statement of the account, reflecting the closure.

Please let me know if you require any additional information or documentation from my end.

Thank you for your time and assistance.

Sincerely,
[Your Name]

Please note, you may need to provide more information like proof of identification, proof of address and any other document that bank may ask for.

Format 2: Credit Card Close Application

[Your Name]
[Your Address]
[City, State ZIP Code]
[Email Address]
[Phone Number]

[Date]

The Manager
State Bank of India
[Branch Address]
[City, State ZIP Code]

Subject: Closure of SBI Credit Card Account

Dear Sir/Madam,

I am writing to request the closure of my SBI credit card account with the following details:

Card Number: [Card Number]
Cardholder Name: [Your Name]

I have been using this credit card for some time, but I have decided to close it as it is no longer required. I have also cleared all outstanding dues on the card and have received a confirmation of the same from your customer service department.

I would like to inform you that I have [cancelled any recurring payments/automatic debits] linked to this credit card to avoid any further transactions or charges.

I request you to please close my credit card account and confirm the same in writing. I would also appreciate if you could send me a final statement of the account reflecting the closure.

Please let me know if you need any additional information or documentation from my end. I will be happy to provide them.

Thank you for your time and assistance in this matter.

Sincerely,
[Your Name]

Please note, you may need to provide more information like proof of identification, proof of address and any other document that bank may ask for.

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Is there any charges for closing SBI credit card?

It depends on the bank’s policies. Some banks may charge a closure or cancellation fee for closing a credit card account. It’s best to check with SBI (State Bank of India) before closing the account to see if any fees will be charged.

It’s a good idea to check the terms and conditions of your credit card agreement, or contact the bank’s customer service to inquire about any potential fees that may be associated with closing a credit card account. Also, it’s important to clear any outstanding balance or dues before closing the account.

It’s also worth noting that some banks may charge an annual fee for maintaining a credit card account, so closing the account can also help to save money on these fees in the long run.

It’s always a good idea to double check the terms and conditions of your credit card agreement, and the fees associated with it before making the decision to close your account.

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Is there penalty for closing credit card?

It depends on the bank’s policies and the terms and conditions of your credit card agreement. Some banks may charge a penalty or fee for closing a credit card account before the end of the card’s annual or contractual period. This can be in the form of an early closure fee or a percentage of the outstanding balance on the card.

It’s important to double check the terms and conditions of your credit card agreement, or contact the bank’s customer service to inquire about any potential penalties that may be associated with closing a credit card account.

It’s also worth noting that some banks may charge an annual fee for maintaining a credit card account, so closing the account can also help to save money on these fees in the long run.

It’s always a good idea to double check the terms and conditions of your credit card agreement, and the fees associated with it before making the decision to close your account. It’s also best to check with your card issuer or bank and know about any penalty or fees that might be associated with closing your credit card account.

ALSO READ:

• How to Check SBI Account Balance: Online, Mobile, and ATM Methods
• How to Generate SBI ATM Pin
• How to Activate Your SBI Debit Card
• How to Block Your SBI ATM Card
• How to Open SBI Account Online

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FAQ: About how to close sbi credit card